Executives and Professionals
With substantial success often comes increased financial complexity. You want to make sure your wealth is protected, that you’re maximizing your opportunities, and that you’re on track for the life you want to live—all while juggling your career and personal life. We understand the challenges that driven professionals face, and we’re here to help. We take time to review your entire financial picture and develop practical strategies to help you achieve your goals and protect what matters to you. We’ll stay by your side every step of the way and make it easy for you to make wise decisions without overwhelming your time.
Retirement Planning
We work with our clients to design and implement a variety of accumulation and retirement income plans, offering insurance products, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, and access to third-party wealth management programs. We offer a consistent process to help ensure management of investment assets according to your goals, risk tolerances, and time horizon. We then monitor your plan on a continual basis, and adjust and evolve as your needs change.
Life Insurance
Many people think that life insurance is only for people with families. While it is true that life insurance can help provide for the needs of dependents, life insurance also can be an important part of a well-thought-out estate, business succession, or charitable giving plan. And permanent life insurance offers many living benefits as well, such as tax-deferred cash value accumulation. For all of these reasons, life insurance can be important for someone starting out—or for someone who's starting over.
Estate Planning
A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisers to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.
Asset Protection
There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.
Disability and Extended Care Needs
To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.
Charitable Planning
Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals. Please seek tax advice from your own tax advisers.
Franklin Office
308 W Central Street, Suite A
Franklin, MA 02038
Bridgewater Office
Two Lakeshore Center, 2nd Floor
Bridgewater, MA 02324